What is a Special Needs Trust?

A special needs trust (sometimes called a supplemental needs trust) is designed to allow individuals with special needs to access additional funds without risking the loss of their government benefits.

Many people with special needs face numerous expenses due to their disability or impairment. At the same time, these individuals also often rely on government benefits such as Medicaid benefits or Supplemental Security Income (SSI) benefits.

A special needs trust is one way to allow someone with special needs to maintain a higher quality of life. It gives them access to funds that can be used to pay for a variety of common disability expenses, without sacrificing their eligibility to receive public benefits. read more

Disability Apartments: Looks and Features You Might Find

There’s a misconception that handicap accessibility for apartments is related to ADA compliance. It’s an easy mistake to make; the ADA applies to public buildings, common areas in apartment buildings, and most units in newer apartment complexes. If you’re looking at older buildings, the ADA doesn’t necessarily apply (Learn more here).

That doesn’t mean you’re out of luck. Many apartment homes provide basic accessibility features and have one or two handicap-accessible units in their building. But what do those apartments look like? Here’s what you can expect to see in a disability apartment, and how it will help you (or the person you’re helping) in daily life. read more